Living abroad
Expat account: a euro IBAN in your own name.
You live outside your home country, but some expenses stay in euros. With this expat account, you pay them by SEPA transfer, from a Belgian IBAN in your own name funded by your crypto, with full tax transparency.
- Tax residence declared
- A euro-area IBAN
- €0 to open
EUR account
Belgian IBAN
Account holderAlex Martin
BE68 5390 0754 7034
What stays in euros
An expat account for the expenses that stay behind
Settled in Lisbon, Geneva or further away, you often keep commitments in Europe. They expect euros, on a fixed date.
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A home you kept
Rent on a flat you still lease, or the charges on a property you own.
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Taxes
Property tax or a tax balance in your home country, with the notice reference.
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Insurance
Home, health, life cover: premiums keep falling due, even from afar.
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School fees
Fees for a child studying in Europe, paid straight to the school.
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Family
A transfer to a parent or relative, to their IBAN in the SEPA area.
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The people you rely on
Notary, builder, property manager: each paid in euros, against their invoice.
Mobility, not opacity
Your tax residence, declared from day one
Enter your first and last name, then make an initial deposit of at least $500. Your IBAN is usable once the payment is confirmed.
As the law requires, account information is then reported to the tax authority of your country of residence, under DAC8 and the Common Reporting Standard (CRS).
An account abroad is perfectly ordinary when everything is declared. That is what this account is for: mobility, never opacity.
- First and last name
- Initial deposit from $500
- IBAN activated after confirmation
- First and last name. The name of the account holder.
- Initial deposit. At least $500; activation after payment confirmation.
Tax
What a Belgian IBAN changes, and what it doesn’t
It changes
- You pay in euros from an account in your name
- Your payees see your name and a Belgian IBAN
- Within the EU, its country is no ground for refusal
- Your European expenses get a dedicated account
It does not change
- Your tax residence
- Your reporting obligations
- Any tax due on your conversions
- The information reported to tax authorities
French tax residents: form 3916
If you are a French tax resident, an account opened abroad must be declared: form 3916, and 3916-bis for digital asset accounts. The fine is €1,500 per undeclared account. Other countries have their own rules. We do not give tax advice: if in doubt, ask your tax authority or an adviser.
Expats: your questions
Does a Belgian IBAN change my tax residence?
No. Your tax residence depends on your personal situation, not on the country of your IBAN. It is declared at opening, and account information is reported to that country as the law requires.
Can I open an account if I live outside the EU?
Yes, wherever you live: your account opens online. The only exceptions, imposed by international sanctions and US regulation: US persons and residents of North Korea, Iran, Myanmar, Syria, Cuba, Russia or Belarus. Some countries, such as Monaco, which is on the EU list of high-risk third countries, call for enhanced checks.
What do I need to activate my IBAN?
Enter your first and last name, then make an initial deposit of at least $500. Your IBAN is usable once the payment is confirmed.
Will the tax authority in my country see this account?
Yes, by design. Information is reported under DAC8 and the CRS. Outside the EU, the OECD’s CARF framework starts its first exchanges in 2027, in around fifty jurisdictions.
Can I pay taxes in my home country?
Yes, by SEPA transfer, if the tax office accepts that payment method. Use the exact notice reference and send at least one business day before the deadline. See paying taxes with crypto for the details.
Your European expenses, in euros and in your name
Enter your first and last name, then make an initial deposit of at least $500. Your IBAN is usable once the payment is confirmed.
- €0 to open
- No commitment
- Opened online