Expats · Nomads · Freelancers
A Belgian IBAN in your name, funded by your crypto.
Deposit your crypto, then pay rent, bills and contractors by SEPA transfer — from an account in your own name. Rate and fees shown before every conversion.
- €0 to open
- No commitment
- Opened online
Initial deposit from $500
USDT · BTC · ETH · SOL
Crypto-assets are volatile and may lose value before conversion. CryptoIBAN is not a bank.
EUR account
Belgian IBAN
Account holderAlex Martin
BE68 5390 0754 7034
- Your name on the IBAN Payees see you, not a platform.
- SEPA in 41 countries Rent, bills and invoices in euros.
- 1% all-in conversion Total cost shown before you confirm.
- Support in EN · FR A person replies within 24 business hours.
- Licensed providers A regulated entity behind each service.
How it works
Your IBAN in two steps
Enter your name, then fund your account. Your IBAN is usable once the initial deposit is confirmed.
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Enter your first and last name
About one minute
Create your login, then enter the first and last name of the account holder. Continue directly to your initial deposit.
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Make your initial deposit
After payment confirmation
Choose at least $500, select a crypto and network, then pay the exact amount shown in the payment modal. Your IBAN activates after confirmation.
€0 to open · No subscription
Pricing
One fee, shown before you confirm
No subscription and no hidden spread. You pay 1% on the conversion, all included.
Everything you pay
- Account opening
- €0
- Monthly fee
- €0
- Crypto → euro conversion
- 1% all-in
- SEPA transfer
- €0
- Crypto deposit
- €0 + network fee
Network fees are charged by the blockchain, not by CryptoIBAN.
Example
For a €1,450 rent, the total cost is €14.65. Your landlord receives exactly €1,450.
Paying more than €20,000 a month?
Ask for volume pricingUse cases
Pay real life, in euros
Your landlord, your energy supplier or your designer don’t have to accept crypto. They receive a normal SEPA transfer, from your name.
Pay your rent on time, every month
Set up your rent once and keep a receipt for every payment. Your landlord sees your name, not a crypto platform.
- Monthly transfers, scheduled once
- Payee name checked before sending
- A receipt you can forward
Energy, telecoms, insurance, school fees
Pay any bill that comes with an IBAN, in Belgium, France, Spain, Portugal or anywhere in the SEPA area.
- Any creditor with an IBAN
- Your customer reference in the transfer
- Statements for your records
Pay freelancers and suppliers in euros
Settle invoices from your designer, your accountant or your builder, with the invoice number in the transfer.
- Saved payees
- Invoice number as reference
- Proof of payment in one click
Pay tax bills from abroad
Living outside your home country? Public bodies in the SEPA area cannot refuse a transfer because of the country of your IBAN.
- Property tax, local taxes, social charges
- Payment reference included
- Receipt kept in your account
Who it’s for
Built for people whose money has moved on
Different lives, one shared need: paying in euros from an account that is truly theirs.
Open my account-
Living abroad
Moved to Lisbon, Geneva or further? Keep paying your European bills in euros, from an IBAN in your own name.
Learn more: Living abroad -
Digital nomads
One stable euro account, whichever country you work from this month.
Learn more: Digital nomads -
Freelancers & consultants
Paid in stablecoins? Pay your suppliers and your rent in euros, with statements for your accountant.
Learn more: Freelancers & consultants -
Crypto holders
Convert only what you need, at the moment you pay, and keep the rest.
Learn more: Crypto holders
Why a Belgian IBAN
Your name, a euro IBAN, no detours
A transfer is only as good as the account it comes from. Here is what a nominative Belgian IBAN changes.
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An account in your name
Since 9 October 2025, payment providers in the euro area check the payee’s name against the IBAN before each transfer. An IBAN in your own name gives a clean match; a pooled account with a reference does not.
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A classic euro-area IBAN
BE is the IBAN of a founding member of the euro. Under EU law, a landlord, a company or an employer in the SEPA area may not refuse an IBAN because of its country (Regulation 260/2012, art. 9).
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Crypto kept separate
Keep your crypto conversions apart from your everyday bank: one dedicated IBAN, clean statements, and documents your accountant can use.
How CryptoIBAN compares
 CryptoIBAN |
Crypto card | Exchange withdrawal | P2P sale | |
|---|---|---|---|---|
| Pay rent by SEPA transfer | Yes | No | Partly or depends on the provider | Partly or depends on the provider |
| IBAN in your own name | Yes | Partly or depends on the provider | No | No |
| No need to route through your main bank | Yes | Yes | No | No |
| Total cost known before you confirm | Yes | Partly or depends on the provider | Partly or depends on the provider | No |
| Statements for your landlord or accountant | Yes | Partly or depends on the provider | Partly or depends on the provider | No |
| Account in your name | Yes | Yes | Yes | No |
Yes Partly or depends on the provider No
Comparison by type of service, for illustration only. Features vary from one provider to another.
Supported assets
Send from the network you already use
Deposit from a wallet you own, on one of the networks below. Each deposit address is specific to one asset and one network.
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USDTTether Stablecoin
Networks
- Tron
- Ethereum
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BTCBitcoin Crypto-asset
Networks
- Bitcoin
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ETHEther Crypto-asset
Networks
- Ethereum
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SOLSolana Crypto-asset
Networks
- Solana
Always use the network shown with your deposit address. Crypto sent on the wrong network may be lost permanently.
Every deposit starts at $500. Network fees are paid separately by your wallet.
Security & compliance
Serious by design
Your money moves on regulated rails. Here is exactly who does what, and what we will never do.
What we will never do
- Promise returns or interest
- Ask for your recovery phrase
- Promise anonymity
- Hide a spread in the rate
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Regulated providers
Crypto conversions are carried out by a crypto-asset service provider authorised under MiCA; your IBAN and SEPA transfers by a licensed payment institution. Their names and licence numbers are stated in your contract.
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Your euros, safeguarded
Funds on your account are held by our regulated partner, separately from its own money, as the law requires. They are not deposits and earn no interest.
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Activation in two steps
Enter your first and last name, then make an initial deposit of at least $500. Your IBAN activates after confirmation.
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Payment tracking
The payment modal shows the asset, network, exact amount and confirmation progress. Funds are credited after confirmation.
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Tax transparency
A Belgian IBAN does not change your tax residence. You remain responsible for the declarations required in your country.
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Account protection
Two-factor authentication protects your account. We will never ask for your recovery phrase, your passwords or your codes.
FAQ
Questions, answered straight
Can’t find yours? Ask us: a person replies within 24 business hours.
Account & IBAN
What exactly is CryptoIBAN?
An account with a Belgian IBAN in your own name, funded by converting crypto-assets into euros. You use it to send SEPA transfers: rent, bills, invoices. CryptoIBAN is not a bank; your euros are held by a regulated payment partner.
Who can open an account?
Adults in an eligible country can create their login online. Enter your first and last name, then make an initial deposit of at least $500 to activate your IBAN. US persons and residents of excluded countries cannot open an account.
Is a Belgian IBAN accepted in France, Spain or Germany?
Yes. Within the SEPA area, a company, a landlord or an employer may not refuse an IBAN because of its country (EU Regulation 260/2012, art. 9). If it happens, point them to this rule, and let us know.
Will my landlord see that the money comes from crypto?
Your landlord receives a standard SEPA transfer in euros, sent from an IBAN in your name, with your name and your reference.
Deposits & conversion
Which crypto can I deposit?
USDT, BTC, ETH and SOL, on the networks listed in the supported assets section. Always use the network shown with your deposit address.
How is the rate set?
You see a quote before converting: the rate, the 1% fee and the exact amount in euros. The rate is fixed when you confirm.
How do I pay from my own wallet?
Choose at least $500, then select the crypto and network. Send the exact amount shown in the payment modal to its address. Pay network fees separately.
Can I deposit USDT?
Yes, on Tron (TRC20) or Ethereum (ERC20). Select the network in the payment modal and send only the asset and exact amount shown. The minimum deposit is $500.
Transfers
How long does a SEPA transfer take?
A standard SEPA transfer reaches the payee’s account by the next business day at the latest.
Can I schedule my rent?
Yes. Set up a monthly transfer once and keep a receipt for every payment.
Are there limits?
Limits depend on your profile and on the checks completed; they are shown in your account before you send anything. Large or unusual amounts may require documents on the origin of funds.
Taxes & living abroad
Do I have to declare this account?
It depends on your tax residence. A tax resident of France, for example, must declare accounts held abroad (form 3916, and 3916-bis for crypto accounts). We don’t give tax advice: ask a tax adviser.
Is my account reported to tax authorities?
Your reporting obligations depend on your country and situation. A Belgian IBAN does not remove them. Keep your transaction records and consult your tax authority or adviser.
Is converting crypto into euros taxable?
Often, depending on where you are tax resident. Belgium, for instance, taxes capital gains on financial assets of its residents at 10% since 2026. Check with an adviser before large conversions.
Security
Is my money protected if something goes wrong?
Funds held on payment and e-money accounts are safeguarded, separately from the provider’s own money. They are not covered by deposit guarantee schemes, and crypto-assets are not covered by any guarantee.
Is CryptoIBAN anonymous?
No. Every customer is identified and every transfer is traceable, as EU law requires. That is precisely why your IBAN is accepted like any other.
Still have a question?
All questions in the help centreGet started
Get your Belgian IBAN
Enter your first and last name, then make an initial deposit of at least $500. Your Belgian IBAN is usable once the payment is confirmed.
- First and last nameThe name of the account holder.
- Initial depositChoose at least $500. Your IBAN activates after payment confirmation.
To get started
- Your first and last name
- A wallet funded for a deposit of at least $500
- €0 to open
- No subscription
- No commitment
Already a client? Log in