Named Belgian IBAN
Your Belgian IBAN, in your name, wherever you live.
A euro account with a Belgian (BE) IBAN opened in your own name, funded by converting your crypto. Your payees receive a standard SEPA transfer, with your name as the sender.
- BE IBAN in your name
- €0 to open
- Opened online
EUR account
Belgian IBAN
Account holderAlex Martin
BE68 5390 0754 7034
In practice
A Belgian IBAN for everyday life in euros
With CryptoIBAN, you get a Belgian IBAN in your own name, on a euro account. You fund it by converting your crypto (USDT, BTC, ETH and SOL), then pay by SEPA transfer: rent, bills, contractors, tax bills.
Your payees receive an ordinary SEPA transfer, with your name as the sender: they don’t have to accept crypto. And you don’t need to live in Belgium to open one.
Day to day
What your Belgian IBAN lets you do
Anything payable by SEPA transfer can be paid from here, without asking anyone to accept crypto.
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Pay your rent
Set up once, the transfer goes out every month on the day you choose.
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Pay your bills
Energy, telecoms, insurance, school fees, with your customer reference.
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Pay your contractors
The invoice number as reference, and proof of payment you can forward.
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Pay your tax bills
Property or local taxes, with the exact reference from the notice.
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Keep a record
A PDF receipt for each transfer and a statement every month.
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Convert at the right time
Deposit what you need and confirm the conversion at the quoted rate.
In your name
Your name on every transfer, not a platform’s
When you pay from your IBAN, your payee sees your name and a BE IBAN, as with any SEPA transfer. They know who is paying.
Since 9 October 2025, payment providers in the euro area check the payee’s name before every transfer (Regulation (EU) 2024/886). With an IBAN opened in your name, name and IBAN match; with a pooled account, shared by a platform’s customers, the result is generally “no match”.
And the IBAN’s country cannot be held against you: in the EU, a payee or a payer may not impose the country of the account (Regulation (EU) 260/2012, art. 9).
- Your name as the sender, on a BE IBAN
- Payee name checked before sending
- Cannot be refused because of its country
Verification of payee
- Match
- Close match: the exact name is suggested
- No match: you decide whether to send
Named or pooled
An IBAN in your name or a pooled account: the difference
Some crypto services have you pay from a platform’s shared IBAN. Here is what that changes.
| What changes | IBAN in your name | Pooled account with reference |
|---|---|---|
| IBAN holder | You | The platform |
| Sender seen by your payee | Your name | Usually the platform |
| Name check on this IBAN | Match | Usually “no match” |
| Statements and receipts in your name | Yes | Partly |
| Protected against refusal based on country (art. 9) | Yes | Yes |
- Yes
- Partly
For illustration only. For the risks of virtual and pooled IBANs, see the joint ACPR–Tracfin report of March 2026.
Conditions
Belgian IBAN for non-residents: who can apply?
Adults in an eligible country can create their login online. Then enter the first and last name of the holder and make the initial deposit.
All you need
- An adult
- Resident in an eligible country
- Opening an account in your own name
Legal exceptions
- US persons (US regulation)
- Residents of North Korea, Iran, Myanmar, Syria, Cuba, Russia or Belarus (sanctions)
- Accounts in a company’s name: the account is personal
Have these ready
- Your first and last name
- A wallet with a supported crypto
- At least $500 for the initial deposit, plus network fees
What this account is not
CryptoIBAN is not a bank, and this is not a savings account. Your euros are e-money safeguarded by a licensed institution, not deposits: they are not covered by deposit guarantee schemes and earn no interest. The names and licences of our partners are set out in the contract you receive before opening.
Opening
Your IBAN in two steps
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Enter your first and last name
About one minute
After creating your login, enter the name of the account holder.
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Make your initial deposit
After payment confirmation
Choose at least $500 and complete the payment. Your IBAN is usable after confirmation.
FAQ
Your questions about the Belgian IBAN
Do I need to live in Belgium to get a Belgian IBAN?
Adults in an eligible country can create their login online. Enter your first and last name, then make an initial deposit of at least $500. Your IBAN is usable after payment confirmation.
Can my landlord in France refuse a Belgian IBAN?
Not because of its country: within the EU, a payee may not impose the country of the IBAN (Regulation 260/2012, art. 9). Refusals still happen: the European Consumer Centres Network received 4,688 complaints about it between 2021 and early 2025. If that happens, send a letter citing article 9 and, in France, report it on SignalConso.
Does a Belgian IBAN change my tax residence?
No. It depends on your situation, not on the country of your IBAN; you declare it at opening, with your tax ID number. If you are tax resident in France, you must declare this account held abroad (form 3916). We do not give tax advice.
How much does the IBAN cost?
Opening the account costs €0 and there is no subscription. You pay 1% all-in when converting your crypto into euros, and €0 per SEPA transfer. See our pricing page for details.
A Belgian IBAN in your name, opened online
Enter your first and last name, then make an initial deposit of at least $500. Your IBAN is usable once the payment is confirmed.
- €0 to open
- No commitment
- Opened online